Personal Car Loans

Lowe Finance Secured Loan is designed for people who utilise their cars mainly for personal (non-business) use. The finance company purchases the vehicle on behalf of the borrower and takes security over the asset. Once the contract is completed, the financier will remove their interest in the vehicle and the borrower becomes the owner.


  • Flexible terms ranging from 24 to 60 months.
  • It’s not compulsory to have a balloon payment at the end of the term which means you can own the car after making your last payment.
  • If you decide to take a balloon payment at the end of term it can reduce your monthly repayment and free up your monthly cash-flow.
  • Frees up your capital for investment in non-depreciating assets such as property.
  • A deposit in the form of cash or trade can be contributed up front.
Lowe finance can offer a Secured Loan contract with no early payout penalties should you decide to end the contract before the end of the term. This has the potential of saving you thousands.

Contact us to discuss Personal Car Loans today